College

How to Start Applying to Top Colleges

One of the significant changes in the college landscape is how students apply to the colleges they want to attend. In the past, applicants needed to submit different forms to each university they hoped to attend. The Common App has changed everything. If you want to attend any top college in the United States besides MIT, Georgetown, or a University… Continue reading How to Start Applying to Top Colleges

College

Can You Successfully Use Life Insurance to Shelter Assets from FAFSA/CSS?

My previous post discussed ways to move your assets away from reportable investment accounts. You can review FAFSA or walk through the CSS Profile, but here are the essential pieces I took directly from the two: FAFSA Investments include: Investments exclude: CSS Profile Investments include the parents’:  Investments do not include the parents’: CSS Strikes Again You will notice that… Continue reading Can You Successfully Use Life Insurance to Shelter Assets from FAFSA/CSS?

Thoughts

FIRE Assets and College Financial Aid

I touched on this subject in my 2024 Financial Aid & FIRE and Surprise Benefit of FIRE in Southern Illinois post. Still, I would like to elaborate further on my frustration with the financial aid system of top-tier colleges. 2024-25 FAFSA changes are finally here. There are new calculations for aid. I got deep into this subject in my previous article,… Continue reading FIRE Assets and College Financial Aid

FIRE

Surprise Benefit of FIRE in Southern Illinois

The main reasons for moving to the Illinois side of Saint Louis were the cost of living and proximity to friendships and family. What I never expected was the possibility that our location would allow for a significantly cheaper college experience for our children. Illinois is home to a few of the top universities in… Continue reading Surprise Benefit of FIRE in Southern Illinois

Thoughts

Costs of Top UK Universities for Americans

The University of Cambridge and The University of Oxford are two of the top five colleges in the world. They are generally ranked only behind Harvard, MIT, and Stanford in the global rankings. Being accepted at either school would be an honor, but the costs are high for international students. The cheapest tuition for Cambridge is ~$32,000,… Continue reading Costs of Top UK Universities for Americans