MPG I Get in My EV
A common question I get when I tell people I drive an EV is, how many miles per gallon does it get? There's so many layers to that question that my head usually spins in circle…
Triple the Taxes. Zero The Fun
Because of my father's passing, I was given the joy of filing not just our family's 1040, but also my father's. Now my father, even more so than me, was always ready for tax season. He…
No Financial Aid
I'm not entirely surprised by the lack of financial aid my child received from the schools they applied to, but it is certainly frustrating. The Publics They worked incredibly hard and were accepted to a number…
So You Successfully Predicted A Stock Drop
I managed to get lucky. I bought a stock on its way down and then held it long-term. The stock made so much money I didn't want to liquidate my position because of tax implications, ruining…
What Should You Actually Do to Lower Income?
This is the final part of the series. So far, we've covered how income is taxed, how business losses work, and how real estate can create massive tax advantages. But now comes the hard part: deciding…
Using Real Estate & REP Status to Your Advantage
This is the real estate deep dive. My last post explained how businesses can generate active losses to offset IRA distributions and wages, this post explains how real estate can do the same thing, and in…
Using Business Loss to Your Advantage
I recently dove into how to offset income. Now, I want to dive deeper into how starting a business can help you in this process. Why Business Losses Matter Business losses reduce active income. That matters…
Offsetting Income Tax
Everyone likes making money, but there are different types of income you can receive. Active, or ordinary, income is what most people experience. Getting money from working a job. This can also include interest income or…
A Day in the FIRE Life
When I tell people that I am retired at the age of 43, the general response is either, "that's so cool," or "what do you do all day?" Well, here's a typical Tuesday for me: 6:30am:…
FAFSA For Real 2025
The time has finally come for my oldest to apply to college. The FAFSA opened on October 1st, and now I have to actually fill it out and verify my years of assumptions. They actually opened…