I love movies. I want to watch as many movies as I can. I watch a fair amount while running on the treadmill, but most deserve to be watched with your full attention in a large theater. After the pandemic, the only concern is cost. But I am retired with plenty of time in my… Continue reading AMC A-List Math
I’ve made it to 41. On average, more than half of my life is over. The government gives me another 38 years, four less than if I was a female. After my tingles, I spent a little more time thinking about what the rest of my life will look like. You assume that if you’ve… Continue reading Forty-One
As a self-employed person, the one tax you can’t run from is the self-employment tax. Your first $147,000 in wages and net earnings are taxed at 15.3%. This is separate from the income tax you also have to pay annually. Net earnings are the key here. I’m sure many people find made-up expenses to make… Continue reading The Self-Employment Tax
It’s a played-out reference, but retiring is taking the red pill. You question all your previous beliefs and realize you were trying to accumulate money for the illusion of happiness. You can’t hide behind the guise of being a good person by working for your family. You now understand to be a valuable member of… Continue reading The Endgame
The worst point to retire is before a stock market crash. Ok, things are different for me. I’m young enough to start working again if I want, and my wife still has a job that pays well. I’m not looking for sympathy, just insight into the mind of someone managing their money in capitalist America.… Continue reading Losing Your Savings
After watching Twilio stick crash from over $450 to under $125 in less than a year, I am still not thinking about going back to work. Go to a good college, get a good job, and take care of your family. Money is still on my mind. It hurts when you lose over a million… Continue reading Still Not Working
People say that this is a shift from growth to value that will continue throughout the year. Investors are selling their high flyers and trying to go somewhere safe. Some tech stocks have dropped 20%+, while the S&P 500 is at an all-time high. How can stocks like Twilio have such wild swings while the… Continue reading I Don’t Understand The Stock Market: Indexes
Most people don’t think about their retirement at all. A smaller portion contributes to a small portion to their 401K and assumes they’ll figure it out when they get old enough. But almost no one thinks about how they will access their money once they’re retired. What is a Drawdown Plan? For most of your… Continue reading FIRE Drawdown Plan
I will turn 39 in April, and I have been retired for almost 9 months now. All thanks to Top Gun and Office Space. How’s Retired Life? That’s the question I get most often. I feel like I can’t fairly answer it though. I have a wife and two children and we are all living… Continue reading Retirement Update: February 2021
I want to find somewhere I feel at home, I haven’t found it yet. My wife and I moved to Colorado 14 years ago on a whim. I had lived in Illinois for basically my entire life. She is from the Midwest and we both had family in the Chicago area. We were going to… Continue reading Family HQ 2 – The Beginning