What Should You Actually Do to Lower Income?

What Should You Actually Do to Lower Income?

This is the final part of the series. So far, we've covered how income is taxed, how business losses work, and how real estate can create massive tax advantages. But now comes the hard part: deciding…
Using Business Loss to Your Advantage

Using Business Loss to Your Advantage

I recently dove into how to offset income. Now, I want to dive deeper into how starting a business can help you in this process. Why Business Losses Matter Business losses reduce active income. That matters…
Offsetting Income Tax

Offsetting Income Tax

Everyone likes making money, but there are different types of income you can receive. Active, or ordinary, income is what most people experience. Getting money from working a job. This can also include interest income or…
A Day in the FIRE Life

A Day in the FIRE Life

When I tell people that I am retired at the age of 43, the general response is either, "that's so cool," or "what do you do all day?" Well, here's a typical Tuesday for me: 6:30am:…
FAFSA For Real 2025

FAFSA For Real 2025

The time has finally come for my oldest to apply to college. The FAFSA opened on October 1st, and now I have to actually fill it out and verify my years of assumptions. They actually opened…
My Post-Mint Financial Toolkit

My Post-Mint Financial Toolkit

I talked about finding a new money tracking system once I found out that Mint was going away. Mint was a huge part of my life as I was constantly tracking our finances and budget. I…
What to Consider in Retirement Locations

What to Consider in Retirement Locations

I wrote about the "Best States to Retire To" and found out that the ratings were like a Whose Line is it Anyway? episode. I realized the importance of individual weighting. Some people care more about…
Best Retirement State

Best Retirement State

I am retired, so should I be thinking about what state I should be living in? One of the best part of the United States is the differences of each state. Taxes, Healthcare, Cost of Living,…